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Ep 36: Diving into Deductibles: Untangling the Complexity of Health Insurance Pricing

Diving into Deductibles: Untangling the Complexity of Health Insurance Pricing

Deductibles are an important, yet often misunderstood factor in the American health insurance system. I recently got asked a question from someone wondering if we truly have our health insurance if it doesn’t kick in until our deductible is paid. That’s why this week on The Amplify OT Podcast, I am breaking down the reasons deductibles are incorporated into our health insurance plans!

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In this episode, I cover:

  • The difference between a premium and a deductible. 
  • The moral hazard and financial hazard arguments as to why we must pay a deductible on our health insurance.
  • The current and ongoing debate over deductibles happening in Congress.

Amplify OT Resources

Want to keep learning about how insurance and reimbursement impact you? Then head to AmplifyOT.com/Services to see what resources we have available!

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