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Ep 36: Diving into Deductibles: Untangling the Complexity of Health Insurance Pricing

Diving into Deductibles: Untangling the Complexity of Health Insurance Pricing

Deductibles are an important, yet often misunderstood factor in the American health insurance system. I recently got asked a question from someone wondering if we truly have our health insurance if it doesn’t kick in until our deductible is paid. That’s why this week on The Amplify OT Podcast, I am breaking down the reasons deductibles are incorporated into our health insurance plans!

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In this episode, I cover:

  • The difference between a premium and a deductible. 
  • The moral hazard and financial hazard arguments as to why we must pay a deductible on our health insurance.
  • The current and ongoing debate over deductibles happening in Congress.

Amplify OT Resources

Want to keep learning about how insurance and reimbursement impact you? Then head to to see what resources we have available!




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